最好是在父母入境前就替他们买好，在他们飞机抵达加拿大时就立即保险生效。
若是在其抵达加拿大后30天之内购买，需要等候72小时生效；若在抵达30天之后购买，则需要等待7天生效，并需要受保人签署一份声明(由保险代理处提供)，证实在参加此保险计划时无疾并也没有正在接受任何治疗。
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